Bankruptcy contract - PRF Institute

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1. PRF is a non-profit 501(c) (3) corporation, an entity organized and operating under the laws of the State of Alabama, that provides clerical services and document preparation for those desirous of filing for debt relief under the U.S. Bankruptcy Code. Do you understand? *

2. PRF is not a law firm. PRF nor any of its representatives are attorneys and may not practice law or give you legal advice, which may include the following: *

whether to file a petition under the Bankruptcy Code (11 U.S.C. § 101 et seq.);
whether filing a case under chapter 7, 11, 12, or 13 is appropriate;
whether your debts will be eliminated or discharged in a case under the Bankruptcy Code;
whether you will be able to keep your home, car, or other property after filing a case under the Bankruptcy Code;
what tax consequences may arise because a case is filed under the Bankruptcy Code;
whether any tax claims may be discharged;
whether you may or should promise to repay debts to a creditor or enter into a reaffirmation agreement; or
how to characterize the nature of your interests in property or your debts.

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